EC Pinnacle can help you with your search for a business loan or SME loan

Looking for an SME Loan?

Let us help you find a solution from funders who can offer property-secured loans with up to 95% LTV ratios.

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Flexible financing structures, better leverage, and quick approvals

Customised. Flexible. Fast.

Here at EC Pinnacle, we understand how difficult it can be for SMEs to secure bank financing.

That is why we specialise in helping SMEs look for loans from private lenders who can provide flexible financing structures, better leverage, and quick approvals.

Our SME Loan Solutions

  • Property-secured loans

    Property-Backed Loans

    Up to 95% loan-to-value (LTV) ratios

    Residential, commercial, or industrial properties

    Unique loan structures

  • Bridging loans

    Bridging Loans

    Sale and Purchase completions

    Urgent refinancing needs

    Short-term liquidity gaps

  • SME loans for working and growth capital

    Working and Growth Capital Loans

    Working capital needs

    Support business expansions

    Debt restructuring

    Equity fundraising

Frequently Asked Questions

  • We assess your company’s financial needs — whether you're just getting started or scaling something bigger — and refer you to suitable lenders who may be able to help. Everything is tailored to enable your company’s success, and help you move forward with clarity and confidence.

  • As a small enterprise ourself, we understand the cost pressures that SMEs face. That is why we offer competitive and flexible referral fees, to help our fellow SMEs flourish and grow sustainably.

  • We serve all businesses regardless of track record, from newly incorporated companies with limited financial history to established companies seeking a new funding sources.

  • The lenders that we have access to are typically able to offer loans of up to S$3 million.

  • Once you have submitted all the necessary documents, we should be able to put you in touch with a lender within 48 hours. Thereafter, loan approval and disbursement will depend on the lender you choose.

  • To help us assess your financial needs better, we will need the following:

    1. Your company’s ACRA Bizprofile

    2. Company financial statements (most recent 3 years)

    3. Company bank statements (most recent 3 months)

    4. GST statement (most recent year, if any)

    5. Company directors’ NRIC (front and back)

    6. IRAS Notice of Assessment for company directors (most recent year)